Mortgage Interest Rates Today Firm – Current 30-Yr Fixed Interest Rate 4.875
Prices of Residential Mortgage Backed Securities rose ever so slightly today and not enough to effect mortgage interest rates which move their opposite. The 10 year treasury yield, used to predict mortgage interest rates, is up today and at 3.42 as of 12:38 PM PST. The yield was as low as 3.39 today. Effecting the mortgage market today was a report that pending home sales were up an unexpected 6.1 percent, far higher than fore casted.
Current Mortgage Interest Rates
A redneck mansion.
FreeRateUpdate.com research of wholesale mortgage lender’s rate sheets shows the following mortgage interest rates as of 12:54 AM PST. The current 30 year fixed mortgage interest rate at par is 4.875 percent. It’s been pretty flat for almost 3 weeks since hitting a 5 month low at 4.625 percent. The current 15 year fixed mortgage interest rate is 4.25 percent. The current 5/1 ARM interest rate is 3.75 percent.
Today’s Mortgage Interest Rates as Reported by Zillow and Bankrate
Zillow reports a national average 30 year fixed rate of 4.78 percent as of 12:46 Pm PST. Zillow also said the following , ” National mortgage rates on 30-year fixed mortgages remained stable at 4.77% on November 2, 2009, according to Zillow Mortgage Marketplace. As a comparison, state rates ranged from a low of 4.64% (DC) to a high of 5.14% (MO)”.Bankrate.com reports mortgage interest ratesas follows, 30-year fixed-rate 5.16 percent, 15-year fixed-rate 4.6 percent, 5/1 ARM 4.26 percent. These Bankrate.com national averages tend be on the high end.
Current Mortgage Rates Down a Tad. 30-Yr Fixed-Rate at 4.875 as Up and Down Week Continues
Current mortgage rates are stable.
Most major economic reports came in close to expected today yet we saw a big move in the Dow and bond yields. The Dow is down 224 points today as of 11:30 AM PST. The 10 year treasury yield, used to forecast mortgage rates, is down over 2 percent overall and at 3.42 percent as of 11:31 AM PST. Prices of RMBS, of which mortgage rates move opposite, are up today as investors seek safe havens wary of the plummeting stock market.
Despite changes in RMBS prices and bond yields, which have been up and down all week, it’s been a quiet week for mortgage rates which threatened to go up and down several times but remain the same. As of now following the increase in RMBS prices and decrease in the 10 year treasury yield mortgage rates are stable and more likely to go down than up.
Current Mortgage Rates
FreeRateUpdate.com research of wholesale lender’s current mortgage rates shows the following as of 11:35 AM PST. The current conforming 30 year fixed mortgage rate is 4.875 percent at par, where it’s remained for almost 3 weeks now. The current conforming 15 year fixed mortgage rate is 4.25 percent at par. 15 year fixed mortgage rates have sea sawed by an 1/8 of a point of late going from 4.25 to 4.375 percent on any given day. Current 5/1 ARM mortgage rates are as low as 3.75 percent at par. Par rates are the lowest available interest rates without the requirement by the lender for the borrower to pay additional points and fees. Typically par rates can be obtained with 1 point origination.
Mortgage Rates Forecast
The past 2 years mortgage rates have bottomed out during the holiday season. We’ll hope this trend continues this year.
Today’s Mortgage Rates: 30-Year Fixed-Rate at 4.875 Closer to 5 Percent. Bonds Down.
Prices of Residential Mortgage Backed Securities are up today. Mortgage rates, which move the opposite RMBS, are now pressured to go up. The 10 year treasury yield, a leading indicator for conforming 30 year fixed mortgage rates is up over 2 percent overall at 3.5 as of 9:55 pm PST. When mortgage rates were near 4.5 percent fixed for 30-years just 2 1/2 weeks ago the yield was below 3.2 percent. Today’s up tic in RMBS prices has not been significant enough to move mortgage rates yet.
Today's Mortgage Rate at 4.875 Fixed for 30 Years
Yesterday RMBS prices went up on strong demand at the treasury bond auction and weak new home sales. Mortgage rates stabilized as the 30-year fixed mortgage rate moved nearer 4.75 percent than 5 percent. 30-year fixed mortgage rates have been at 4.875 percent at par for most of the past 3 weeks. The trend the past couple days has been for the stock market to go up and mortgage ratesto go up and vice versa.
Today’s Mortgage Rates
FreeRateUpdate.com research of wholesale mortgage lender’s current mortgage ratesshows the following interest rates at par. Par rates are the lowest available interest rates without the requirement by the lender for the borrower to pay additional points and fees.
Today’s 30 year fixed mortgage rate is 4.875 percent. Today’s 15 year fixed mortgage rate is 4.25 percent at par. Today’s 5/1 ARM mortgage rate is 3.75 percent. Today’s mortgage rates are virtually unchanged from the levels we’ve seen over the past 2 1/2 weeks.
Current Mortgage Rates Unlikely to Rise: Current 30 Year Fixed Mortgage Rate 4.875.
Prices of Residential Mortgage Backed Securities are up slightly today. Current mortgage rates, which move opposite the price of RMBS, remain the same. Current mortgage rates are unlikely to rise given RMBS price increases the past 2 days.
Late last week it seemed foreordained conforming 30 year fixed mortgage rates would rise above 5 percent. The 10 year treasury yield, one of the leading indicators for current mortgage rates, spiked to the mid 3’s a level not seen since mid September.
Current mortgage rates have stabilized.
Current Mortgage Rates
FreeRateUpdate.com research of wholesale lender’s current mortgage rates shows little to no changes in the past 24 hours. Current 30 year fixed mortgage rates are at 4.875 percent at par. Current 15 year fixed mortgage rates are at 4.25 percent at par. Current 5/1 mortgage rates are at 3.75 percent at par. Par rates are the lowest available interest rates not requiring additional points to be paid by the borrower, also known as buy down points.
Current Mortgage Rates Forecast
Though home values are declining slower by the month today’s report which says new home sales unexpectedly were down is favorable for current mortgage rates. The Fed holds a 5 year treasury bond auction today following yesterday’s 2 year auction which was met with high demand. High demand at bond auction’s is good for mortgage rates which move the opposite bonds.
Today’s Mortgage Rates: Today’s 30 Year Mortgage Rate Remains at 4.875. Bond Prices Up.
Mortgage rates todayare still at 4.875 percent fixed for 30 years according to FreeRateUpdate.com research of wholesale mortgage lender’s rate sheets.
The 10 year treasury yield, used to forecast conforming 30 year fixed mortgage rates, dipped drastically to 3.46 down 0.0920 (2.59%). The yield closed yesterday at it’s highest level in over a month. Mortgage rates closed yesterday at their highest level in a month as well and very near 5 percent. Mortgage rates have been below 5 percent for over a month.
Demand for 2 year T-Bonds today was high. Mortgage rates are stable.
Today’s Mortgage Rates Forecast
As a result of the less than impressive Consumer Confidence report and strong demand at the 2 year treasury bond auction today prices on Residential Mortgagte Backed Securities rose. Mortgage Rates which move the opposite RMBS are now stable. Mortgage rates had been likely to rise prior to today hanging in by a thread under 5 percent.
Today’s Mortgage Rates According to FreeRateUpdate.com Research
FreeRateUpdate.com research of wholesale lender’s mortgage rates today shows the following
30 year fixed mortgage rates today are at 4.875 percent. 15 year fixed mortgage rates today are at 4.375 percent. 5/1 ARM mortgage rates today are at 3.875 percent. We’ve seen these same levels for the most part over the past 2 weeks.
Today’s Mortgage Rates Hanging In – Today’s 30 Year Fixed Rate STILL 4.875
Prices on Residential Mortgage Backed Securities declined today. Mortgage rates, which move the opposite RMBS prices, remained just below 5 percent. FreeRateUpdate.com research of wholesale mortgage lender’s rate sheets shows 30 year fixed mortgages available for qualified borrowers as low as 4.875 percent at par as of 4:34 pm PST. Par rates are the lowest interest rates available without the requirement by the lender for the borrower to pay additional points and fees. As a result of the decline in price of residential mortgage backed securities today it’s likely mortgage rates will go higher.
Today's mortgage rates are still under 5 percent 30-years fixed but likely to go higher.
Today’s Mortgage Rates
Our research of today’s mortgage rates according to wholesale lender’s mortgage rate sheets shows the following:
- Current 30 year fixed mortgage rates as low as 4.875 percent at par
- Current 15 year fixed mortgage rates as low as 4.35 percent at par
- Current 5/1 adjustable rate mortgage rates as low as 3.75 percent at par
Par rates are the lowest available interest rates offered by a lender without the requirement by the borrower to pay additional points above and beyond regular closing costs.
30 Year Fixed Mortgage Rates Finish the Week Near 5 Percent – Likely Mortgage Rates Higher Monday
30-year fixed mortgage rates finished this week near 5 percent sea sawing back and forth from 4.75 to 4.875 percent Monday through Friday. Freddie Mac said Thursday afternoon in their weekly mortgage rates survey that 30 year fixed mortgage ratesaveraged 5 percent Monday through Wednesday. Freddie is always a little on the high end. Even higher than Freddie Mac is Bankrate.com. On Bankrate’s website they’ve got 30 year fixed mortgage rates averaging 5.15 percent. Zillow is displaying a 30 year fixed mortgage rate of 4.84.
So What’s Today’s 30 Year Fixed Mortgage Rate?
Higher mortgage rates will make it tougher to sell.
FreeRateUpdate.com research of wholesale mortgage lender’s rate sheets shows 30 year fixed mortgages within Fannie/Freddie loan limits as low as 4.875 percent at par. 4.875 percent has been available since 2 Friday’s ago when mortgage rates shot upward from near 4.5 percent. Wednesday afternoon brought the best rates of the week when 30 year fixed mortgages were readily available at 4.75 percent.
The Benchmark Yield and Mortgage Rates Next Week
Today saw the benchmark 10 year treasury yield, used to forecast conforming fixed mortgage rates, shoot up almost 2 percent and into the high 3.4’s. The yield was below 3.2 percent when 30 year fixed mortgage rates neared 4.5 percent. The yield has been anywhere from 3.2 to 3.5 in the past month on any given day typically moving down when the Fed holds big bond auctions. When demand for treasuries are high prices go up and yields and mortgage rates which move their opposite go down. Though the yield moved up significantly today lenders for the most part held their mortgage rates in check. That’s typical for a Friday afternoon. Expect higher mortgage rates, likely at 5 percent 30-years fixed on Monday morning unless the yield moves back down over a 1/10 of a percent.
Current Mortgage Rates: Current 30 Year Fixed Mortgage Rate 4.875 but Likely to Rise
Current mortgage rates are likely to be adjusted upward by mortgage lenders as the benchmark 10 year treasury yield, the leading indicator for today’s mortgage rates, continues to rise fast. The yield is up to 3.47, 0.0480 (1.40%) overall. As mortgage rates approached 4.5 percent, 30-years fixed, just 2 weeks ago the yield was below 3.2 percent. Today’s 30 year fixed mortgage rates are likely to move above 5 percent for the first time in about a month.
Current mortgage rates are rising.
Current Mortgage Rates (we’ll update rates as soon as lenders make adjustments)
FreeRateUpdate.com research of wholesale mortgage lenders rate sheets shows current 30 year fixed mortgage rates at 4.875 percent at par, where they’ve been for the most of the past 2 weeks. 15 year fixed mortgage rates are at 4.25 percent. Current 5/1 ARM mortgage rate is 3.875 percent at par. Par rates are the lowest available interest rates by a lender without the requirement for the borrower to pay additional points and fees.
Current Average Mortgage Rates
Zillow reports current 30 year fixed national average mortgage rate at 4.84 percent as of 12:15 pm PST. Zillow reports today’s national average for 15 year fixed conforming mortgages at 4.31 percent as of 12:16 pm PST. These rates are likely to rise and we’ll let you know when they do.
Bankrate.com reports today’s national average mortgage rates higher than Zillow. Bankrate says today’s average 30 year fixed mortgage rate is 5.15 percent. Bankrate says today’s average 15 year fixed mortgage rate is 4.71 percent. Both of these rates are as of 12:17 pm PST and higher than last week.
Current Mortgage Rates Unchanged – Current 30 Year Fixed Mortgage Rate at 4.875
Current mortgage rates are unchanged.
The 10 year yield, used to forecast current mortgage rates, was flat today closing at 3.42 percent. Current mortgage rates which tend to follow the 10 year yield were flat as a result. Freddie Mac said today in their weekly mortgage rates survey that 30 year fixed mortgage rates averaged 5 percent this Monday through Wednesday.
Current Mortgage Rates
According to FreeRateUpdate.com research of wholesale lender’s current mortgage rates30 year fixed mortgage rates are as low as 4.875 percent at par. Par rates are the lowest available interest rates without the requirement by the lender for the borrower to pay additional points. Current 15 year fixed mortgage rates are as low as 4.25 percent at par. Current 5/1 ARM mortgage rates are as low as 3.875 percent.
- 30-year fixed-rate = 4.875%
- 20-year fixed-rate= 4.75%
- 15-year fixed-rate= 4.25%
- 5/1 ARM rate= 3.875%
Current Mortgage Rates Flat Since Move Up
A week and a half ago mortgage rates seemed to be approaching 4.5 percent fixed for 30 years. Current mortgage rates are unchanged from the Friday before last when 30 year fixed mortgage rates jumped from 4.625 percent to 4.875 percent in a matter of hours. Until the price of residential mortgage backed securities changes substantially mortgage rates which move opposite mortgage backed securities will see marginal changes. It’s likely mortgage rates waiver between 4.75 and 5 percent for the rest of the week.
30 Year Fixed Mortgage Rate Today 4.875 – Today’s Mortgage Rates Open Higher
The 10 year treasury yield, the best indicator of fixed conforming mortgage rates today rose significantly yesterday to 3.441 from as low as 3.315 early Tuesday. As a result mortgage rates today are up about an 1/8 percent on conforming 30 year fixed mortgages, 20 year fixed mortgages, 15 year fixed mortgages, and the 5/1 ARM.
Today's mortgage rates up but still under 5
Today’s Mortgage Rates
An increase of an 1/8 percent brought today’s 30 year fixed mortgage rateto 4.875 percent at par, according to FreeRateUpdate.com research of wholesale lender’s mortgage rates today. The 15 year fixed rose from 4.25 percent to 4.375 percent at par. The 5/1 ARM rose from 3.75 to 3.875 percent. Mortgage rates this week were almost 1/4 percent higher Monday and Wednesday then they were Tuesday.
Today’s Mortgage Rates – Freddie Mac
Freddie Mac said in their weekly mortgage rates survey today that 30 year fixed conforming mortgage rates averaged 5 percent Monday through Wednesday of this week, up from 4.92 percent last week. Freddie says 15 year fixed mortgage rates averaged 4.43 percent, up from 4.37 last week.
Today’s Zillow National Average Mortgage Rates
As of 10:31 am PST Zillow reports their national average 30 year fixed mortgage rate at 4.86 percent, up almost 1/10 percent from early this morning.
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